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	nobozos

Mon, 21-Nov-22 2:37 AM (1 year ago)

tip

Happiness is a balanced checking account.

	Jersey__Girl

I'm proud of you, bozos. You're probably one of the few that still do that.

(1 year ago)

	juicy

I have never had a checking account but am over the moon now that cheques are no longer a thing so my chequing account is always copacetic

(1 year ago)

Jersey__Girl and MrsTrellis like this

	nobozos

I haven't actually written a check in a few years, but it is nice to know exactly how much money I have in my various accounts.

(1 year ago)

Jersey__Girl likes this

	juicy

quick glance at my banking app any time of the day or night tells me where I am

(1 year ago)

Jersey__Girl and MrsTrellis like this

	Jersey__Girl

Interesting. I still pay most tradespeople by check, although V e n mo seems to be taking over.

(1 year ago)

nobozos likes this

	juicy

I need to google venmo

(1 year ago)

	Jersey__Girl

I've been using it for 2 years, ju, without any glitches. It seems like everyone under 50 is using it. I like that it comes directly from my bank account.

(1 year ago)

	juicy

Google tells me it is an American thing. We just use Interact e-transfers. Bank to bank.

(1 year ago)

MrsTrellis likes this

	nobozos

Online bill payments, Paypal for many online purchases, Venmo and Zelle for paying people. I lke to keep track of eveything in my checking account register.

(1 year ago)

	Jersey__Girl

I thought it might be. Bank to bank works, too, as long as they don't charge you for it.

(1 year ago)

	juicy

Our bank systems are very different. No charge for unlimited e-transfers for my account

(1 year ago)

MrsTrellis likes this

	Jersey__Girl

I use Paypal a lot, bozos. Zelle has been problematic so I stopped using it.

(1 year ago)

	Artistic

i thought checks was obsolete except in US? but i like my accounts to be on plus

(1 year ago)

Jersey__Girl and juicy like this

	Jersey__Girl

We can do that here, ju, but it's more complicated. Venmo and Paypal are easier.

(1 year ago)

Artistic likes this

	juicy

I have not used paypal in almost 20 years and had never heard of Venmo

(1 year ago)

	Artistic

mostly used paypal or direct bankpayment with Bank-ID (electronic ID)

(1 year ago)

	Artistic

*uses

(1 year ago)

	juicy

Interesting to find out how other countries opereate

(1 year ago)

	Artistic

many here pays bills with autogiro, says direct debit when i try translate, automatic payment every month for those bills that are regular. rent, insurence, electrics

(1 year ago)

	juicy

I have my account set for auto withdrawls for bill payments

(1 year ago)

	Artistic

sounds similar

(1 year ago)

juicy likes this

	Jersey__Girl

Yes, it is, ju. Banking is very country specific. It's pretty amazing that you can use your ATM card in most countries, though. No need to use a currency exchange.

(1 year ago)

Artistic and juicy like this

	juicy

Visa debit is my online friend

(1 year ago)

	Artistic

just to remember ATMs (dont know if all do) charge for each withdrawl

can get expensive if you draw small sums

(1 year ago)

	juicy

I have not used an ATM in almost 10 years.

(1 year ago)

Jersey__Girl likes this

	Jersey__Girl

Good point, Artie, although it's usually a percentage of the withdrawal with a certain minimum fee. I only use it once when I go abroad and mostly get cash in the supermarket, which is free.

(1 year ago)

Artistic likes this

	Jersey__Girl

Where do you get cash, ju, if you don't mind my asking.

(1 year ago)

	juicy

Tips from work and it is a pita to roll and carry to the bank. I do have a fund incase the world colapses but cash is not part of my life

(1 year ago)

Jersey__Girl likes this

	Artistic

cash is getting rare

(1 year ago)

Jersey__Girl and juicy like this

	Jersey__Girl

Cash is used more here than in many other countries, but it's used less and less all the time. I always carry some just in case.

(1 year ago)

	Jersey__Girl

xxxxxxxx.

(1 year ago)

	juicy

I use my watch, phone or card to pay for everything. Cash is rare here

(1 year ago)

Jersey__Girl likes this

	bimarriedbottom

Mathematically speaking, negative numbers are still numbers…the bank doesn’t concur though.

(1 year ago)